:root{--color-bg: #ffffff;--color-fg: #1a1a2e;--color-muted: #5b6472;--color-border: #e6e8eb;--color-accent: #1761d2;--color-accent-dark: #0f4aa8;--color-up: #d23b3b;--color-down: #1b8f4d;--color-card: #f7f9fc;--color-warn-bg: #fff7e6;--color-warn-border: #ffd591;--maxw: 720px;--maxw-wide: 1040px;--radius: 12px;--font: -apple-system, BlinkMacSystemFont, "Hiragino Sans", "Noto Sans JP", "Yu Gothic", Meiryo, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font);color:var(--color-fg);background:var(--color-bg);line-height:1.8;font-size:17px;-webkit-font-smoothing:antialiased}a{color:var(--color-accent);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto}.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}.container-wide{max-width:var(--maxw-wide);margin:0 auto;padding:0 20px}.site-header{border-bottom:1px solid var(--color-border);position:sticky;top:0;background:#ffffffeb;backdrop-filter:blur(8px);z-index:10}.site-header .inner{display:flex;align-items:center;justify-content:space-between;height:60px}.brand{font-weight:800;font-size:1.15rem;color:var(--color-fg)}.brand span{color:var(--color-accent)}.nav a{margin-left:18px;color:var(--color-muted);font-size:.95rem;font-weight:600}.site-footer{border-top:1px solid var(--color-border);margin-top:64px;padding:32px 0;color:var(--color-muted);font-size:.85rem}.site-footer a{color:var(--color-muted)}article h1{font-size:1.9rem;line-height:1.35;margin:0 0 8px;letter-spacing:-.01em}article h2{font-size:1.4rem;margin:2.2em 0 .6em;padding-left:12px;border-left:4px solid var(--color-accent)}article h3{font-size:1.15rem;margin:1.8em 0 .5em}article p{margin:1em 0}article ul,article ol{padding-left:1.4em}article li{margin:.4em 0}.meta{color:var(--color-muted);font-size:.9rem;display:flex;gap:10px;flex-wrap:wrap;align-items:center}.badge{display:inline-block;font-size:.75rem;font-weight:700;padding:2px 10px;border-radius:999px;background:var(--color-accent);color:#fff}.badge.breaking{background:var(--color-up)}.breadcrumbs{font-size:.82rem;color:var(--color-muted);margin:16px 0}.breadcrumbs a{color:var(--color-muted)}.breadcrumbs span{margin:0 6px}.tldr{background:var(--color-card);border:1px solid var(--color-border);border-radius:var(--radius);padding:18px 20px;margin:20px 0}.tldr h2{border:0;padding:0;margin:0 0 8px;font-size:1.05rem}.tldr ul{margin:0}.callout-risk{background:var(--color-warn-bg);border:1px solid var(--color-warn-border);border-radius:var(--radius);padding:14px 18px;margin:20px 0;font-size:.95rem}.disclaimer{font-size:.8rem;color:var(--color-muted);border-top:1px dashed var(--color-border);margin-top:40px;padding-top:16px}.grid{display:grid;gap:18px}.grid-2{grid-template-columns:repeat(auto-fill,minmax(280px,1fr))}.card{border:1px solid var(--color-border);border-radius:var(--radius);padding:18px;background:#fff;transition:box-shadow .15s}.card:hover{box-shadow:0 6px 24px #0000000f}.card h3{margin:0 0 6px;font-size:1.05rem}.card .excerpt{color:var(--color-muted);font-size:.9rem;margin:0}.author-box{display:flex;gap:14px;align-items:flex-start;background:var(--color-card);border:1px solid var(--color-border);border-radius:var(--radius);padding:16px;margin:28px 0}.author-box img{width:56px;height:56px;border-radius:50%;object-fit:cover}.author-box .name{font-weight:700}.author-box .title{color:var(--color-muted);font-size:.85rem}.author-box .x-link{font-size:.85rem;font-weight:600}.cta-card{border:2px solid var(--color-accent);border-radius:var(--radius);padding:20px;margin:28px 0;text-align:center;background:linear-gradient(180deg,#f3f8ff,#fff)}.cta-card .lead{font-weight:700;font-size:1.1rem;margin:0 0 6px}.cta-card .sub{color:var(--color-muted);font-size:.9rem;margin:0 0 14px}.btn{display:inline-block;background:var(--color-accent);color:#fff!important;font-weight:700;padding:13px 26px;border-radius:999px;text-decoration:none!important}.btn:hover{background:var(--color-accent-dark)}.pr-note{font-size:.72rem;color:var(--color-muted);margin-top:8px}.compare-wrap{overflow-x:auto;margin:24px 0}table.compare{border-collapse:collapse;width:100%;min-width:560px;font-size:.9rem}table.compare th,table.compare td{border:1px solid var(--color-border);padding:10px 12px;text-align:left;vertical-align:top}table.compare thead th{background:var(--color-card)}table.compare .broker-name{font-weight:700}table.compare .row-cta a{font-size:.82rem}.calc{border:1px solid var(--color-border);border-radius:var(--radius);padding:18px;margin:24px 0;background:var(--color-card)}.calc label{display:block;font-size:.85rem;font-weight:600;margin-bottom:4px}.calc input,.calc select{width:100%;padding:10px;border:1px solid var(--color-border);border-radius:8px;font-size:1rem}.calc .row{display:flex;gap:12px;flex-wrap:wrap}.calc .row>div{flex:1;min-width:130px}.calc .result{font-size:1.4rem;font-weight:800;margin-top:14px;color:var(--color-accent)}.calc .note{font-size:.78rem;color:var(--color-muted);margin-top:6px}